We bill all insurance plans in our office.

Currently, we are not contracted with some of the larger insurance companies such as BC/BS, Aetna, and Cigna etc.All of these insurance companies have major medical benefits.Which means that you may have to meet a deductible prior to receiving coverage.We will assist you with affordable payment plans. We can call to verify benefits and some plans might give us the details of what coverage your plan offers for out of network providers. It is best if you contact your insurance company for that information.

Dr. Elia has chosen not to participate in these plans due to the restraints he would be subjected too. Dr. Elia is a committed physician who will spend the amount of time he deems necessary to treat each patient and each condition. That might mean 20 minutes or it could mean 45 minutes. Therefore, he chooses not to be forced into accepting conditions that would force him to see a higher volume of patients, spend less time with each patient,at a lower reimbursement rate. This is not the type of environment or service Dr. Elia wishes to practice.

We are committed to making our care affordable for all of our patients regardless of insurance benefits or economic circumstances.

Of course we do accept all:

  • Auto insurance PIP claims
  • Workman’s Comp claims

As well as these commercial plans:

  • Horizon BC/BS NJ State Benefits Plan (after $100. annual deductable has been met)
  • GHI
  • QualCare
  • Medicare

We do not accept Oxford and Health Net